Welcome to 2012!

Hi All,

I thought I'd drop you a quick personal note to thank you for all your support in 2011, and to wish you a very Happy New Year. I hope that 2012 proves to be a prosperous and fun year for you.


If one of your New Year's resolutions is to invest in 2012, then let me know. I'm pleased to say the team were busy over the second part of December, which is traditionally a great time of year to pick up some brilliant bargains, if only because everyone else has switched off for Christmas! This year is no exception, and I'd be delighted to put you in the loop as to what is currently available.

I look forward to working with you in 2012.

Kind Regards,

Peter Grant
CEO
Grant Property Investment

For the latest update on our property portfolio, please visit our website.

If you have found this post interesting please use the share buttons below to tell others in your online community, there's a good chance they will find it interesting too.

Housing rebound coming in 2012

Firstly from all at Grant Property Investment, we would like to wish all our clients and suppliers a Merry Christmas and Happy New Year!

Attached and below is a fantastic article from Barclays outlining their forecasts for the 2012 housing market. As we expected they have forecast a bumper year for 2012. We have further press articles relating to a positive outlook for 2012 within our website, please Click Here to see more.

Barclays Capital (BCS: 10.17 0.00%) analyst Stephen Kim predicts a housing recovery buoyed by improving jobs numbers and the fact prices for nondistressed homes will have stabilized without government support.

"In the absence of a government homebuyer incentives, prices for non-distressed home sales have stabilized for almost a year," Kim said. "This is the most important trend in the housing industry right now, and we are amazed at how little attention it has been getting from the media and the street. This stability on the part of nondistressed prices has occurred despite a very high share of distressed activity and continued declines in overall prices."

Barclays said recent economic data — including higher job creation in November, housing starts and improved homebuyer traffic — point to some improvement potential in the sector.

In mid-2010, the federal homebuyer tax credit expired, leaving the housing market without training wheels for the first time since the 2008 economic meltdown. Yet, prices in some housing markets remained stable on the back end.

With its new outlook in the market, Barclays upgraded D.R. Horton's (DHI: 11.76 0.00%) stock to buy and raised price targets for D.R. Horton, Lennar (LEN: 18.51 0.00%), Toll Brothers (TOL: 19.26 0.00%) and Meritage Homes(MTH: 20.28 0.00%).

At the same time, the investment bank raised its 2012 earnings-per-share estimates for D.R. Horton, Lennar, Meritage Homes, Pulte (PHM: 5.59 0.00%) and Toll Brothers, while lowering its estimates for KB Home (KBH: 7.03 0.00%).

"Thus, the key to timing housing’s recovery depends primarily on when these first-time buyers decide it is safe to buy a house," Kim concluded.

Please visit our WEBSITE for more information on this article and about Grant Property Investment's unique range of in-house property investment solutions!

If you have found this post interesting please use the share buttons below to tell others in your online community, there's a good chance they will find it interesting too.

Buy-to-Let growth continues as lending hits three-year high

Buy-to-let lending has climbed to its highest level in almost three years, figures from the Council of Mortgage Lenders have revealed.

In the three months to September 34,500 buy-to-let loans worth £3.8bn were advanced, up 16% by number and 19% by value compared with the previous quarter. This is the highest level by either measure since Q4 2008.

Q3 saw 18,580 buy-to-let purchase loans 12% of all house purchase loans up from 9% in Q3 2010.

Charles Haresnape, managing director for residential mortgages at Aldermore, says: “The buoyancy of the buy-to-let sector confirms that investor appetite for residential property remains strong, which has been fuelled by tenant demand.”

For further information on this article please visit our website www.grantpropertyinvestment.com or call us on +44 (0)131 247 3131 

To view this full article through the original author please visit Mortgage Strategy http://www.mortgagestrategy.co.uk/b2l-growth-continues-as-lending-hits-three-year-high/1041506.article

If you have found this post interesting please use the share buttons below to tell others in your online community, there's a good chance they will find it interesting too.

UK Property Buy to Let Bank Lending

We've had a number of clients ask us where the banks are with property lending.

By way of background, many banks pulled back their lending on property when the financial crisis hit in 2008. They reduced their LTV's and put up their rates. The volume of lending fell significantly. So how have things changed, since 2008?


The short answer is that things have changed, very much for the better.

A number of lenders are offering 75% LTV and even 80% LTV on investment property -  back to the levels pre 2008.

• Base rates are now at 0.5%, down from 5%. 

• They are forecast to remain low for some time to come

• The margins that banks are charging are once again falling, as more lending competition creeps back in.

• The number of B2L products rose by 26% last quarter

The amount of lending has risen significantly as a result. The last quarter showed an increase of 40% on the previous year, according to CML.

There has been a 'golden period' for investing these past few years, although many investors held off. Investors are now piling back in - demonstrated by increased bank lending, and the greater levels of competition we are noticing on the ground, when buying.

There is still good value to be had. Prices fell in 2008. They then rose again and have been pretty stable since. Prices overall are still around 10% down from their peak.

If we can help with any questions on lending and / or investing, we'd be only happy to help. For further information or just a general chat please contact us on +44 (0)131 247 3131. Alternatively please visit our website for more information and view our current featured property lists.

If you have found this post interesting please use the share buttons below to tell others in your online community, there's a good chance they will find it interesting too.

75% Loan to Value Mortgages now available!

Hi all, great Monday for us - and our investors! We now have lenders offering 75% LTV mortgages for our investors. Furthermore they are offering highly competitive rates! Please get in touch with us so we can refer you on. As you know we do not take any commissions for referrals and we can provide impartial advice.

We have recently noticed a huge response through our website and current marketing campaigns. We believe this is down to the stock markets taking a significant plunge last week, people are concerned where to invest their money nowadays. Property has always provided a more secure investment throughout the history books, now with the volatility of the stock markets we have seen a surge of property investment inquiries. Our aim is to demonstrate how property returns are much more sustainable and are a secure investment short term/long term.

For any further information about us or just for a general chat please do not hesitate to contact us on +44 (0)131 2473131

If you have found this post interesting please use the share buttons below to tell others in your online community, there's a good chance they will find it interesting too.